i was having my camper MOT’d and showed the tester a picture of my california as he’s a fellow motorcyclist.
we got then into a discussion regarding insurance companies not paying out full value for historic vehicles as , if there’s no mot therefore there is no proof of roadworthiness, can this be correct.
I’m wondering then if without an agreed value the insurance companies will offer a lower pay out. Has anyone had such an experience or have any thoughts.
If it is legal and roadworthy its OK (unless the Policy says something different; which would be illegal). The MoT only states that the vehicle was found to pass the test at that time. 10 minutes later it might not be .
Age: A vehicle does not need an MOT if it was first registered more than 40 years ago.
Substantial Changes: This exemption does not apply if the vehicle has had “substantial changes” made to its technical characteristics within the last 30 years. Examples include changing the chassis, axles, or steering.
Roadworthiness: Being exempt from an MOT does not mean the vehicle is exempt from the law; it must still be in a safe and roadworthy condition at all times.
Voluntary testing: Owners can voluntarily submit their historic vehicle for an MOT test to check its condition.
Taxation: The MOT exemption is separate from vehicle tax. You must still tax a historic vehicle, and you may need to declare your vehicle exempt from an MOT if it qualifies. The current rolling exemption applies to vehicles built or first registered more than 40 years ago.
Although I didn’t MOT test my combination this year, I’m thinking that I will going forward as it has alterations such as leading link forks, differing wheel sizes to standard, brake upgrades and a later engine. Although I didn’t bother this year and my recovery (through a bank subscription) wasn’t quibbled when I needed it.
I think if I were to take it abroad I’d definitely have it done to save the hassle of discussing the legalities in a foreign language.
Don, I’ve only had good experience with AA breakdown service. The example where someone couldn’t get their recovery people to come out was a fellow VMCC member with RAC.
I was very impressed with the AA and their amazing trailer that he built out of bits from inside his van. It took a while to assemble, but was very good. I didn’t have to wait long either.