Greetings, looking for recommendations for companies offering multi bike insurance for my 3 Guzzis.
The Griso is halfway through her Bennett’s insurance, V85 Hastings insurance is up for renewal, Bellagio is currently sorned but will hopefully be back on the road in a couple of months. So I spoke to Bennetts, who offered fully comp £0 voluntary excess on all 3 for £686. That’s about £158 more than insuring the 3 individually with different insurers, but it should mean a lot less faffing around.
But can I do better than Bennetts’ £686? I feel I should be able to:
bikes parked on my property [not garaged] in a zero crime area, 68 years old, clean licence, 12 years NCD. Any suggestions?
Hi. BeMoto were very good when I used them. The renewal wasn’t so I left but first year was good. They do multi bike so worth a try. You call them up and they call you back if busy. It was get easy to do. No online quotes I’m afraid but they weren’t pushy.
I am paying ~ £74 per bike (Le Mans 1 + Suzuki Bandit) with Just One Call, but they do not group them (entirely separate policies) and you can only use an NCB on one or the other, although as they are entirely separate I don’t know how they would know this detail, but that said with no NCB my quote was only £4 higher.
But you do need to shop around the different comparison sites as I got different quotes from each from the same firms. Compare the Market was consistently lower plus I get cheap mid week cinema if I want to use that bonus.
I flit between Carol Nash and Bennetts. They both take the pee on renewal, but I just go from one to the other. I shop around every year and they still cant be beaten on price for me.
BTW you cant use your no claims on separate policies, you have to build it up on each. So your current no claims will have to go on one of your bikes if you go that way.
I have a separate policy for a scooter that my wife rides as well and I had to start again on no claims
Hi, I use Lynbrook insurance and have 7 bikes on one policy, all with agreed value (total £48.5K), european breakdown, £50 excess on each for £423 this year (renewed 24/12/24), 1 car accident against me. Bikes include my '77 Le Mans and range from a '98 Ducati 916 to 1952 Sunbeam S7. There was no additional cost for all modifications to 916 and Le Mans. The only downside is mileage is limited to 3000 per annum but that is on each bike so more than enough overall for me. They’ve always been very helpful over the phone, with a real person to talk to if there’s a problem.
I’m with Footman James and they seem reasonable. Just make sure they don’t add loads of unwanted extras. I even have my modernish car on the same policy.
Thanks very much for everyone’s advice. Spent a day on the phone to many, many companies. By lunchtime I was desperately wishing I could just die rather than continue, but eventually Devitt came out best. £438 for one policy with fully comp on 3 bikes on driveway, 90 days in Europe. Some classic specialists wouldn’t touch me cos my bikes are too new , some wanted everything garaged, some were just daft money: hi Bennetts & Carole Nash. Bikesure were cheaper, but their paperwork was incorrect.
Anyhow the final result is cheaper than 3 individual policies, my NCD now covers all the bikes & I now only need to renew once a year.
Thanks everyone!
Quoted £940 from Carole Nash iro 2 bikes, £530 from Devitts then had a conversation with The Bike Insurer resulting in a £250 premium which includes NCP, legal costs and accessories on both bikes. Result. So do not just accept renewal quotes!!!
I’m also with Footman James. 1200 Griso; Rosso Corsa; Coppa Italia; MK1 & Mk2 V11 Sports; Yamaha Gen 1 & Gen 2 VMaxs; Yamaha MT01; £460 for the lot on a single flex policy. But 63 year old IAM passed, 45 years riding experience living in sleepy Derbyshire, everything in secure brick garage
I consider £57.50 per bike for my collection is very reasonable.
Used in the past Bennetts, Bikesure, Hastings, & the IAMs own broker. The problem now is I struggle to find an alternative to Footman James who will cover 8 bikes, ranging from 26 to 8 years old.
Some brokers such as Peter James will only cover classic machines that are over 25 years old. If anyone has any other suggestions so I have future possibilities if Footman James dramatically hike their prices please let me know
, some wanted everything garaged, some were just daft money: hi Bennetts & Carole Nash. Bikesure were cheaper, but their paperwork was incorrect.